news & updates

Federal DOL Reinstates Longstanding Independent Contractor Test

The U.S. Department of Labor (DOL) has published a final rule for independent contractor classification under the federal Fair Labor Standards Act (FLSA). Beginning on March 11, 2024, the rule will effectively reinstate the longstanding version of the “economic reality” test the DOL previously used. This test uses a multifactor, totality-of-thecircumstances analysis to determine whether a worker is an employee who is economically dependent on the employer for work, or an independent contractor (IC) who is in business for themself.

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Still Need Insurance for 2024?

The Centers for Medicare & Medicaid Services (CMS) reports that 21.3 million Americans have signed up for 2024 individual market health insurance coverage through the Marketplaces since the start of the 2024 Marketplace Open Enrollment Period (OEP) on November 1.

Open Enrollment is over for 2024 but you can enroll in or change plans if you have certain life events or income, or quailify for Medicaid or CHIP.

Contact us today to see if you qualify, 706-529-4900.

Family Glitch Calculator

Spouse and/or Dependents who are offered coverage through their spouse’s employer plan NOW have the opportunity to purchase insurance on the marketplace with a premium tax credit.

Use the calculator below to see if you may qualify and give us a call today at 706-529-4900.

HAFA Family Glitch Calculator

Medicaid Special Enrollment Period (SEP)

The Centers for Medicare & Medicaid Services (CMS) has announced a Marketplace Special Enrollment Period (SEP) for qualified individuals and their families who are losing Medicaid coverage due to the end of the continuous enrollment condition — also known as “unwinding.”

This temporary SEP, referred to as the Unwinding SEP, will allow individuals and families to enroll in  Marketplace Coverage outside of the normal annual enrollment period.

If affected by the unwinding, Contact us today to help with your transition to affordable Marketplace coverages! 

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